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Up to 44% of car finance agreements between 2007 & 2024 may have been mis-sold.
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Car Finance Claims
If you purchased a vehicle on finance between 2007 and 2024 then it is possible that the car finance was mis-sold to you due to the commission your lender paid to the car dealership for setting up your car finance, particularly where this was a discretionary commission arrangement.
It is estimated that 14.2 million car finance agreements arranged by car dealerships between 2007 and 2024 could have involved an unfair relationship.
In October 2025, the Financial Conduct Authority published a paper consulting and requesting feedback on a potential motor finance compensation scheme. The scheme could see up to £9.7 billion paid to consumers, with payments expected to begin in 2026.
