Did you have PPI? If so, you could be owed £1,000s due to the commission your lender earned from your policy. Our dedicated team can help you receive the money due to you by making a PPI claim.
We work on a no win, no fee basis, so you have nothing to lose. Start today with a FREE PPI check.
Find out if you can claim with a PPI check
Complete online form
Simply tell us who your lenders were, along with a few other details, then review and sign the claim documents provided.
Free eligibility check
We will check with your lenders to see if they took secret commissions from your PPI premiums.
If you have a valid claim, we will do everything possible to ensure you are fully compensated!
How can a PPI claim still be made?
Mrs Plevin brought forward a claim against her lender after finding out that nearly three quarters (a staggering 71.8%) of the PPI premiums she paid were taken by her lender as commission. In 2014, the Supreme Court ruled that the lender had acted unfairly and ordered that Mrs Plevin receive a partial refund of her PPI premiums and compensation. This means that others are also able to claim on this basis.
On average, commission rates on PPI sales were 67%, although we have seen cases where commission was 80% or higher!
Am I eligible to make a PPI Claim?
If you have already made a PPI claim, and you were successful, then you cannot make another claim.
If you haven’t yet made a PPI claim, you may be eligible to make a claim if your PPI policy covered repayments on a credit agreement (such as Credit Cards, Loans, Mortgages, Home Shopping Accounts, Catalogues and Finance Agreements) and a commission was earned by your lender when the policy was sold to you.
In addition, your PPI policy had to be taken out before 6 April 2007 and open after 6 April 2008, or taken out after 6 April 2007 (whether or not it was still open on or after 6 April 2008).
Hasn’t the deadline for these claims passed?
For a mis-sold PPI claim, yes. But this is a different type of claim that is not affected by the deadline.
Although the PPI deadline has passed, it is essential that lenders continue to be held to account for misinforming consumers.
If you had a PPI policy and were not aware of the commission your lender took at the time, you could still be eligible for compensation.
PPI Claims: The Litigation Landscape
PPI: Where It All Began
Plevin v Paragon Personal Finance Ltd. In 2012, retired College lecturer Susan Plevin took legal action against Paragon Personal Finance Ltd (Paragon) after she found that 71.8 % of the PPI premiums she paid had nothing to do with protecting her. Susan had taken out a loan of £34,000 with…
Landmark PPI Judgment
Doran v Paragon Personal Finance. Following on from the Supreme Court ruling in Plevin v Paragon Personal Finance Ltd, another case brought by Doran v Paragon Personal Finance Ltd (Paragon) was heard at Manchester County Court on 26 June 2018. The case involving a couple…