Working from home claims
We are working to help those who have had to work from home due to the pandemic claim back expenses for working from home, after setting up temporary work spaces at home during the pandemic.
Claim eligibility
To be eligible to make a claim to for working from home tax allowance using our service you must meet the following criteria:
You must have worked from home for one day or more between 06 April 2020 and 05 April 2022.
Your employer must not have already paid you an allowance or covered your costs for working from home.
You must not have previously made a claim for working from home allowance either to HMRC directly, or via another tax agent.
For each tax year you are claiming for you must have paid income tax.
You must not complete a Self-Assessment tax return (this is because claims for employment allowances are considered in your Self-Assessment tax return).
Calculating your tax refund
If you are eligible you can claim tax relief based on £6 a week. The amount of relief you can claim will depend on your tax rate…
Tax Rate | Tax relief / week | Potential refund / year |
---|---|---|
Basic rate (20%) | £1.20 | £62.40 |
Higher rate (40%) | £2.40 | £124.80 |
Uniform claims
If you were required by your employer to wear recognisable uniform or protective clothing at work and you have to maintain and clean it yourself you may be due a tax refund from HMRC.
The uniform must show you have certain job or work for a certain company, for example a branded t-shirt, a nurses uniform or police uniform.
Claim eligibility
To be eligible to make a claim to make a claim for uniform tax allowance using our service you must meet the following criteria:
You must have worn a uniform for work that you were required to maintain and clean during the last four tax years.
Your employer must not have already paid you an allowance or covered your costs for maintaining and cleaning your uniform.
You must not have previously made a claim for uniform allowance either to HMRC directly, or via another tax agent.
For each tax year you are claiming for you must have paid income tax.
You must not complete a Self-Assessment tax return (this is because claims for employment allowances are considered in your Self-Assessment tax return).
Calculating your tax refund
The total amount an employee can claim back depends on their occupation. The standard flat-rate expense allowance for uniform maintenance is £60 but some jobs are allowed a higher rate by HMRC, for example an airline pilot has an allowance of £1,022 a year.
Once your allowance is established, the refund you are due per tax year will be based on your tax rate.
Allowance | Potential refund/year – Basic Rate | Potential refund/year – Higher Rate |
---|---|---|
£1,022 [Airline Pilot] | £204.40 | £408.80 |
£185 [Paramedic] | £37 | £74 |
£60 [Standard Rate] | £12 | £24 |
PPI Claims
In April 2016 the UK Government introduced a personal savings allowance which allows taxpayers to earn up to £1,000 a year tax-free on their savings. Since then, while most savings interest has been paid without any tax being taken off, lenders continued to deduct 20% tax from the compensatory interest paid as part of a PPI offer.
This means you may be entitled to claim 100% of the tax you paid on any PPI settlements back, which could be worth £1000s.
Claim eligibility
To be eligible to make a claim to make a claim for a PPI tax refund using our service you must meet the following criteria:
You must have received a PPI offer from a lender within the last four tax years.
You must not have previously made a claim for the PPI tax refund HMRC directly, or via another tax agent.
You must not have earned above £50,000 in any tax year you received a PPI offer, as this reduces your personal savings allowance.
You must not have earned over £1,000 in savings interest during the same year you received a PPI offer, as this means you will have used all of your personal savings allowance meaning that your PPI offer is taxable.
You must not complete a Self-Assessment tax return.
Calculating your tax refund
A PPI offer is made up of three elements:
i) A refund of the PPI premiums you paid;
ii) Any contractual interest or charges you paid as a result of your PPI policy; and
iii) Compensatory interest
Compensatory interest is paid to return you to the position you would have been in had you not been sold the PPI, it is therefore considered a type of savings interest. Your lender will have deducted 20% of your compensatory interest and paid this as tax to HMRC, these are the funds you could be due back.
Other tax claims...
Marriage tax allowance
If you’re married or in a civil partnership, you may be entitled to a tax refund worth £1000s due to Marriage Tax Allowance.
Marriage Tax Allowance allows you to transfer some of your Personal Allowance (the amount you can earn tax-free each tax year) to your spouse or civil partner if they earn more than you.
Your claim can be backdated for 4 years which means you can claim up to £1220 with a further future savings of £1000’s .
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Union or professional fees
If you have to pay union professional fees because of your job, or are in a profession where you must pay a subscription or a professional fee it is likely you can get tax relief on the annual cost of these fees.
This claim can be backdated for up to four years meaning you could be due a refund worth £100s and should reduce your tax bill for future years too!
Employment expenses
If you are required to use your own vehicle for work, you may be able to claim Mileage Allowance based on the number of business miles you travel. This tax relief could be worth up to 45p for every mile you have travelled in the last four years!
Additionally if you pay for your own tools or equipment, then you’ll be eligible to claim back some of these costs.